Portfolio Analysis

//Portfolio Analysis
Portfolio Analysis2022-03-29T09:24:28-04:00

CQS Portfolio Analysis Explained

CQS Risk Assessment Dashboard

CQS offers a suite of tools designed to provide unprecedented visibility into your loan portfolio.  At the heart of the analytic capability is the Risk Assessment Dashboard which provides customizable views of your portfolio as well as advanced features for concentration analysis, filtering, and risk trending.  For example, you can filter your portfolio by hospitality lending, segment it across regions and trend on delinquencies all with a few simple clicks of your mouse.

Additional analytic capabilities are provided in the report catalog which offers a variety of portfolio-level concentration and trend reports.  For added flexibility, CQS offers the ability to leverage over 100 user defined fields.  These fields can be named and leveraged for additional analytic and filtering capabilities to support the risk assessment, scoping, and reporting processes.

Your Secret Weapon Against Portfolio Risk

As your financial institution’s largest asset and predominate source of income, your loan portfolio is one of the single greatest areas of risk and exposure to your institution’s well-being. That’s why it is essential to have the right technology to enable you to analyze, identify and take corrective action for any issues that
arise before they become problems.

Invaluable to both credit administration and loan review departments, CQS Portfolio Analysis provides multiple views of your portfolio’s composition as well as historical performance comparisons to immediately help you quickly identify anomalies and emerging risk factors in the portfolio with minimal effort. CQS brings together data from a single core loan accounting system or multiple systems—providing you with the ability to combine the information into unique views relevant to your organization.

  • Quickly and effectively identify current and emerging portfolio risk

  • Simplifies concentration analysis and reporting

  • Incorporates loan review exception trends to support forward-looking risk indicators

  • Supports strategic decision making

  • Seamlessly integrates with Loan Review workflow

  • Easy access to information for smoother regulatory exams

  • Reduces dependency on costly IT resources

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